Build your dream home with BankSouth

Custom home builds can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan Whether you're purchasing a lot, building a home or both in the Lake Oconee area, we make the process seamless with our leading technology and experts in construction management.

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Lot and Land Loans

Construction Loans

Permanent Mortgages

Prepare for your move with these helpful tips and resources

Get a head start on the loan and construction process with valuable tips and insight on what to expect when you start your home building process.



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We specialize in financing lots and managing custom home builds

We're Lake Oconee's #1 lender for residential lending. Voted Best Financial Institution by our neighbors in the Lake Oconee Breeze Reader's Choice Awards; we take pride in helping our neighbors call Georgia's Lake Country home.

  • Lot loans
  • Construction loans
  • Permanent mortgages

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Own Your Own Building

Why Rent When You Can Buy Your Business Location?

We understand that you may have started in the garage, your basement or even your kitchen table.  But that was then, and now you’ve outgrown your humble beginnings and need to expand.  BankSouth has over 75 years of experience helping businesses expand and grow by financing new digs.

You may be ready to write your last rent check and own your own business property or acquire a second location to house your inventory or expand to a new location across town.  BankSouth can work with you to finance the acquisition that makes sense for you.

With our local decision authority, BankSouth is ready to help you take that next step. 

Talk to an Expert >

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Praeterea iter est quasdam res quas ex communi.

Your financial future is about more than banking. That’s why we help you find the dedicated realtors for your home and your best insurance rates for, well, everything. Your economic well-being matters to us. We want to make sure you’re taken care of everywhere.

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Praeterea iter est quasdam res quas ex communi.

Your financial future is about more than banking. That’s why we help you find the dedicated realtors for your home and your best insurance rates for, well, everything. Your economic well-being matters to us. We want to make sure you’re taken care of everywhere.

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The tools and resources you need to finance and manage your construction:
Watch how we help you finance and manage your home's construction whether near or far using cutting-edge technology.
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Get more information about moving to Lake Oconee

Optional Pre-Title

Praeterea iter est quasdam res quas ex communi.

Your financial future is about more than banking. That’s why we help you find the dedicated realtors for your home and your best insurance rates for, well, everything. Your economic well-being matters to us. We want to make sure you’re taken care of everywhere.

Example Text Link >

Own Your Own Building

Why Rent When You Can Buy Your Business Location?

We understand that you may have started in the garage, your basement or even your kitchen table.  But that was then, and now you’ve outgrown your humble beginnings and need to expand.  BankSouth has over 75 years of experience helping businesses expand and grow by financing new digs.

You may be ready to write your last rent check and own your own business property or acquire a second location to house your inventory or expand to a new location across town.  BankSouth can work with you to finance the acquisition that makes sense for you.

With our local decision authority, BankSouth is ready to help you take that next step. 

Talk to an Expert >

Optional Pre-Title

Praeterea iter est quasdam res quas ex communi.

Your financial future is about more than banking. That’s why we help you find the dedicated realtors for your home and your best insurance rates for, well, everything. Your economic well-being matters to us. We want to make sure you’re taken care of everywhere.

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Start your move to Georgia's Lake Country

Building a home can be scary. We have the tools and resources to make building your home a simple and easy process.

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